Student Loans

Sometimes grants, scholarships and other financial assistance are just not enough. Student loans provide the opportunity to have additional funds available to the student while in school. You must be in good standing with the Standard of Academic Progress to be eligible for a loan at SVCC. If you are in denial or probation you are not eligible for a loan unless an appeal has been submitted and approved. Click below to find out more information about student loans.

Deadline for Spring 2024 Loans is April 12, 2024.

Deadline for Summer 2024 Loans is June 20, 2024.

Deadline for Fall 2024 Loans is November 08, 2024.

Deadline for Spring 2025 is April 11, 2025.

Types of Direct Loans Offered at SVCC

The following are made through the Federal Direct Loan Program, which is administered by the U.S. Department of Education:

Direct Subsidized Loans
Are for students with demonstrated financial need, as determined by federal regulations. No interest is charged while a student is in school at least half-time, during the grace period and during deferment periods.
Direct Unsubsidized Loans
Are not based on financial need; interest is charged during all periods, even during the time a student is in school and during grace and deferment periods.
Direct PLUS Loans
Are unsubsidized loans for the parents of dependent students and for graduate/professional students. PLUS loans help pay for education expenses up to the cost of attendance minus all other financial assistance. Interest is charged during all periods.

Alternative/Private Loans are loans that are processed with a lender of your choosing. Once you have selected a lender please notify the Office of Financial Assistance of your pending loan.


Loan refunds are made by check to students who are registered, don't have holds on their accounts, and whose disbursed aid exceeds their SVCC charges. Check Student Self-Service for your refund status and also check to be sure you've taken all necessary steps for your aid to be disbursed. Refunds on credit balances will be processed by the business office within 14 days. 

Student Loan Information

Request Direct Loan


Additional Loan Types